I will have a number of accounts to meet my needs, and make it easier to budget for everything. The accounts will include a Checking Account which is where my income will deposit into. This is also where most of my expenses will pay from. I will also have an Emergency Fund Savings Account. This will have a bit of money which will sit and support in the event there is an emergency. I will have a Money Market Account that will serve as a Tax Fund. This account will hold the money that will need to be used to pay federal and state taxes. Last, I will have a Savings Fund which will be used to set money aside for new items that I might need in the future. Last, but not least – I will have an investment account and will assume 9% ROI. This account will generate my income to assure that I don’t burn the excess money away.