The reason why I would need $10,000,000 is to provide a means of providing income when I need it. I will keep between $25,000 and $250,000 in my checking account at any one time. This will be done by linking a Swiss bank account to my current checking account. By doing this, I will be able to keep my money safe. When I get down to $25,000 – I will max out my checking account by adding $225,000 to my checking account. My US accounts will generate interests which will be technically income, so I will have a little bit of income taxes, but since my checking is 0.05%, the interest is minimal. Currently, I get about 5ยข from my activity of living on SSI.