As mentioned, I will invest into an investment account. This will be where 80% of my windfall will go to. There is a reason for this. I will assume to still be disabled as my financial welfare has nothing to do with my disabilities. With that in mind, I will need to generate a monthly income. My investment account will generate $8,000/month for me. This will be after fees and taxes, so I will not have to worry about the taxes. I will actually receive more than $8,000/month, but I will have to account for the taxes which will be in a dedicated bank account just for taxes. As for my annual income, I will only receive $96,000 per year after taxes. So, I will technically be earning in the low 6 figures.